Baltimore / Urbana
Urbana has 14,260 residents (give or take 1,128) (ACS 2020-2024 5-year, table B01003, https://data.census.gov/table/ACSDT5Y2024.B01003?g=160XX00US2479900, checked 2026-10-19), about 1,835 people per square mile.
Urbana is about 39 miles from the Census center point for Baltimore in a straight line and covers 7.773 square miles of land (Census 2024 Gazetteer internal points and land area, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/, checked 2026-10-19).
Median household income in Urbana is $182,500 (ACS 2020-2024 5-year, table B19013, https://data.census.gov/table/ACSDT5Y2024.B19013?g=160XX00US2479900, checked 2026-10-19); many state and utility heat pump rebate programs set higher incentive tiers for income-qualifying households, so the household income on the application, not the town median, decides which level applies.
43% of Urbana homes are single-family detached, 2% are in two- to four-unit buildings and 9% are in buildings of five or more units (ACS 2020-2024 5-year, table B25024, https://data.census.gov/table/ACSDT5Y2024.B25024?g=160XX00US2479900, checked 2026-10-19).
20% of Urbana homes are rented (ACS 2020-2024 5-year, table B25003, https://data.census.gov/table/ACSDT5Y2024.B25003?g=160XX00US2479900, checked 2026-10-19), so beside the 43% detached houses there is a real share of jobs where the landlord, not the resident, signs the quote.
Urbana has 17 points fewer detached houses than Frederick County overall (60%) (ACS 2020-2024 5-year, table B25024, https://data.census.gov/table/ACSDT5Y2024.B25024?g=050XX00US24021, checked 2026-10-19).
Of the 4,404 occupied homes in Urbana, 77% heat with natural gas, 1% with heating oil, 20% with electricity and 1% with propane (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=160XX00US2479900, checked 2026-10-19).
Gas heats 77% of Urbana against electricity at 20%, so most quotes here are a partial-home system that carries the shoulder seasons and the summer while the gas furnace handles the coldest nights, or a whole-home system when the house is ready for it.
Urbana has 7 points less oil heat than Frederick County as a whole, where 8% of homes burn oil, and 31 points less electric heat than the county's 51% (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=050XX00US24021, checked 2026-10-19).
No electric utility is on file for Urbana on this door yet, so this page does not name one; the name on the bill decides which rebate path applies.
Urbana has 4,458 housing units, 2% built before 1940 and 4% before 1980, with 88% built in 2000 or later (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=160XX00US2479900, checked 2026-10-19).
Urbana has 9 points fewer pre-1940 homes than Frederick County as a whole (11%) and 56 points more homes built after 2000 than the county's 32% (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=050XX00US24021, checked 2026-10-19).
The median Urbana home was built in 2009 (ACS 2020-2024 5-year, table B25035, https://data.census.gov/table/ACSDT5Y2024.B25035?g=160XX00US2479900, checked 2026-10-19) and the median home has 7.3 rooms (ACS 2020-2024 5-year, table B25018, https://data.census.gov/table/ACSDT5Y2024.B25018?g=160XX00US2479900, checked 2026-10-19).
88% of Urbana housing was built in 2000 or later (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=160XX00US2479900, checked 2026-10-19), and homes that recent usually meet the insulation codes in place at the time, so a heat pump sized to the floor plan lands closer to the real load than it would in an older neighborhood.
Heating design temperature: 8F. Source: ENERGY STAR Design Temperature Limit Reference Guide (2019 Edition), Frederick County row, 99% heating, PDF pages 55 to 56 of 141 (Revised 11/11/2020), https://www.energystar.gov/sites/default/files/Design%20Temperature%20Limit%20Reference%20Guide%20(2019%20Ed)%20-%20ENERGY%20STAR%20Single-Family%20New%20Homes_Rev11.pdf, fetched 2026-10-19, 99%.
That 8F figure is the Frederick County cold-day number a Urbana heat pump is sized against, so ask the installer to show the system's heating output at 8F, not at the milder rating-label temperature.
Ask whether the quote is whole-home or partial-home, because with 77% of Urbana on gas and 20% already electric the two paths carry different rebate figures and different sizing.
Ask for the heat-loss calculation room by room; the median Urbana home has 7.3 rooms and was built around 2009, and the count of heads and the tonnage follow the rooms and the insulation, not the square footage.
The form on this page is the follow-up for Urbana. The public number is the number the contractor quotes from.
No local contractor is named on this door for Urbana yet. A request from this page goes to the first licensed shop that takes the door.